Most people injured in a crash are dealing with pain, lost income, significant care needs, and an insurer asking for a recorded statement before they understand their rights. Daniel handles both tracks of an Ontario motor vehicle claim: the accident-benefits claim with your own insurer (for treatment, income replacement, and care, regardless of fault), and the tort claim against the at-fault driver (for pain and suffering, income loss, housekeeping and home maintenance, and future care losses your benefits don't cover).
He guides you through the paperwork, the medical assessments, and the insurer tactics — so your energy goes to recovery, not to fighting forms. And when the other vehicle is never identified, he knows how to prove the claim anyway: in Azzopardi v. John Doe, he defeated an insurer's attempt to cap an injured motorcyclist's recovery at $200,000 in a hit-and-run case.
- Income replacement, income loss, and the value of work you can no longer do
- Medical, rehabilitation and attendant-care costs
- Pain and suffering where the injury threshold is met
- Out-of-pocket and future-care expenses
- Housekeeping and home maintenance costs
- Loss of care, guidance and companionship when a loved one has been seriously injured or lost
- Future care costs
How long do I have to sue after a car accident?
Generally two years from the accident for a tort claim, but accident-benefits deadlines come much sooner — notice to your insurer within seven days and an application within thirty. Because the clocks are short and strict, it's best to call early.
Wondering whether you have a claim?
Tell Daniel what happened. He'll give you a straight read, in confidence, at no cost.